Tata AIG Secured Income Plan
Tata AIG Secured Income Plan is a personal accident policy which pays a percentage of the principal sum if an injury results in paralysis, disability, dismemberment or death. Policyholder can choose to take guaranteed cover with monthly income benefits ranging from Rs 10000 to Rs 35000, for a period of 5 years to 20 years.
Guaranteed Acceptance
Worldwide Coverage
Accidental Death
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Key Features
Guaranteed Acceptance
No underwriting required and the company offers guaranteed acceptance
Worldwide Coverage
Worldwide coverage provided
Other Benefits
Benefits are paid even if you get reimbursements or benefits from any other mediclaim plan
Accidental Death
A certain amount of cash is paid immediately in case of accidental death
Monthly Benefit
Monthly benefit ranging from Rs 15,000 – 30,000 is paid out for a period of 60 months
Variants
There are three variants available in Tata AIG Secured Income Policy. They are -
- Level 1
- Level 2
- Level 3
Eligibility
| Minimum | Maximum | |
| Coverage Amount (per month in Rs.) | 10,00,000 | 20,00,000 |
| Entry Age (in years) | 18 | 64 |
Exclusions
- Persons serving in military service or armed forces.
- HIV, AIDS and related diseases
- Medical accidents
- Bacterial infections and diseases
- Participation in dangerous sports like bungee jumping, scuba diving etc
- War or invasion
- Abuse of drugs, alcohol, hallucinogens, intoxicant
- Exposure to nuclear, radiation or radioactive contamination
- Diseases arising at birth (congenital diseases)
- Pregnancy related
- Pre-existing conditions
- Participation in illegal or criminal activities
- Suicide or self-inflicted injuries
FAQs
What is covered in Tata AIG Secured Income Policy?- Death caused due to an accident
- Dismemberment covers the policyholder against loss of any bodily appendage like loss of limbs, fingers, speech, sight, etc
- Paralysis
- Injury resulting in loss of
- Both hands and both feet or sight of both eyes
- One hand and one foot
- Either hand or foot and sight of one eye
- Hearing of both ears
- Speech
- Either hand or foot
- The sight of one eye
- Permanent and total loss of use resulting in:
- Quadriplegia
- Paraplegia
- Benefit per day in case of hospitalization due to an accident
